:root{--navy:#113b43;--ink:#17343a;--muted:#647f84;--gold:#b89968;--gold-dark:#806339;--paper:#faf8f1;--line:#e4eced;--green:#195763}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:28px}body{margin:0;background:#fff;color:var(--ink);font:16px/1.6 Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;-webkit-font-smoothing:antialiased}a{color:inherit}img{display:block;max-width:100%}button,input,select,textarea{font:inherit}.wrap{max-width:1180px;margin:auto;padding:0 28px}.header{border-bottom:1px solid var(--line)}.header-inner{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:13px;text-decoration:none}.brand b{font-size:27px;letter-spacing:-.04em;color:var(--navy)}.brand span{font-size:14px;line-height:1.3;text-transform:uppercase;letter-spacing:.12em;border-left:1px solid #cfdcdf;padding-left:13px;max-width:126px}.header nav{display:flex;align-items:center;gap:28px;font-size:14px;font-weight:600}.header nav a{text-decoration:none}.nav-cta{color:var(--gold-dark)}.nav-cta span{margin-left:8px}.eyebrow{margin:0 0 14px;color:var(--gold-dark);font-size:14px;line-height:1.4;font-weight:750;text-transform:uppercase;letter-spacing:.16em}.hero{padding:48px 0 52px;background:linear-gradient(125deg,#fff 20%,#faf8f1)}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center}h1{font-size:clamp(2rem,3.5vw,3.1rem);line-height:1.1;letter-spacing:-.045em;margin:0;color:var(--navy);font-weight:600}h1 em{color:var(--green);font-style:normal}.hero-rate{display:flex;align-items:center;gap:24px;margin:20px 0 14px}.hero-rate>strong{font-size:clamp(4.9rem,7.8vw,6.7rem);line-height:.95;letter-spacing:-.07em;color:var(--navy);font-weight:750;white-space:nowrap}.hero-rate strong span{font-size:.65em}.hero-rate>span{max-width:190px;color:var(--muted);font-size:14px;line-height:1.5}.hero-exact{margin:16px 0 20px;font-size:17px;line-height:1.55;max-width:520px}.season{display:flex;gap:11px;align-items:flex-start;background:#fff0ee;border:1px solid #e9bcb7;border-radius:10px;padding:13px 16px;color:#9e2420;font-size:14px;line-height:1.55}.season p{margin:0}.season-dot{width:7px;height:7px;border-radius:50%;background:#bc3028;flex-shrink:0;margin-top:7px}.other-rate{margin:15px 0 20px;color:var(--muted);font-size:13px}.other-rate strong{color:var(--ink)}.actions{display:flex;align-items:center;gap:23px;flex-wrap:wrap}.button{border:0;border-radius:8px;padding:15px 20px;min-height:52px;background:var(--navy);color:#fff;display:inline-flex;justify-content:center;align-items:center;gap:18px;text-decoration:none;font-size:14px;font-weight:700;cursor:pointer;line-height:1.4}.button:hover{background:#1c6270}.button:disabled{opacity:.65;cursor:not-allowed}.text-link{font-size:14px;font-weight:650;text-underline-offset:4px}.hero-visual{position:relative;min-height:530px;border-radius:16px;overflow:hidden;background:#10353c}.hero-visual img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:53% 50%;filter:brightness(.83)}.hero-visual:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,22,44,.08) 35%,rgba(6,22,44,.88))}.visual-caption{position:absolute;z-index:1;left:30px;right:30px;bottom:83px;color:#fff}.visual-caption>span{font-size:14px;text-transform:uppercase;letter-spacing:.13em;color:#e2cfac}.visual-caption b{display:block;margin-top:12px;font-size:27px;line-height:1.2;font-weight:500;letter-spacing:-.025em}.visual-bottom{position:absolute;z-index:1;left:30px;right:30px;bottom:25px;display:flex;gap:15px;border-top:1px solid #ffffff40;padding-top:15px;color:#ffffffbf;font-size:10px}.section{padding:72px 0}.paper{background:var(--paper)}.section-heading{max-width:690px}.section-heading h2,h2{font-size:clamp(1.65rem,3vw,2.3rem);line-height:1.2;letter-spacing:-.035em;color:var(--navy);font-weight:550;margin:0 0 18px}.section-heading>p:not(.eyebrow){font-size:15px;color:var(--muted);margin:0 0 14px}h3{font-size:16px;line-height:1.35;color:var(--navy);margin:0 0 12px;font-weight:650}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:34px}.step{border:1px solid var(--line);border-radius:12px;padding:25px}.step>span{color:var(--gold-dark);font-size:14px;letter-spacing:.12em;display:block;margin-bottom:24px}.step p{font-size:14px;color:var(--muted);margin:0}.rate-cards{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:32px}.rate-card{background:#fff;border:1px solid var(--line);border-radius:13px;padding:28px}.rate-card.featured{border-color:#acc8ce}.rate-top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}.rate-top h3{margin-bottom:20px}.rate-top>span{font-size:14px;white-space:nowrap;color:#9e2420;background:#fff0ee;padding:4px 8px;border-radius:5px}.rate-number{font-size:54px;line-height:1;color:var(--navy);letter-spacing:-.05em}.rate-card p{margin:16px 0 22px;font-size:14px;color:var(--muted)}.share{border-top:1px solid var(--line);padding-top:16px;display:flex;align-items:baseline;gap:12px}.share b{font-size:22px;color:var(--green);letter-spacing:-.03em}.share span{font-size:14px;color:var(--muted)}.example{margin-top:24px;padding:28px;border:1px solid var(--line);border-radius:13px;background:#fff}.example .eyebrow{font-size:10px}.example h3{font-size:18px;margin-top:7px}.table-scroll{overflow-x:auto;margin-top:20px}table{width:100%;border-collapse:collapse;text-align:left;font-size:14px}th,td{padding:14px 0;border-bottom:1px solid var(--line)}thead th{font-size:14px;color:var(--muted);font-weight:500}tbody th{font-size:14px;font-weight:600}td small{font-size:14px;margin-left:7px;color:var(--muted)}td strong{color:var(--green)}.fine{font-size:14px;color:var(--muted);line-height:1.6;margin:18px 0 0}.documents{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:start}.document-card{padding:30px;background:var(--navy);border-radius:14px;color:#fff}.document-icon{font-size:35px;font-weight:300;color:#d1b38a;display:block;margin-bottom:25px}.document-card h3{color:#fff;font-size:21px}.document-card p{font-size:14px;color:#ffffffb8;margin:0 0 28px}.document-link{display:flex;align-items:center;justify-content:space-between;padding:14px 0;border-top:1px solid #ffffff35;font-size:14px;color:#fff;text-decoration:none}.lead-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:start}.lead-points{list-style:none;margin:26px 0;padding:0;font-size:14px;color:var(--ink)}.lead-points li{padding:8px 0;border-bottom:1px solid #dfe4e5}.lead-points li:before{content:"✓";margin-right:11px;color:var(--green)}.contact{font-size:14px!important;line-height:1.8}.contact a{color:var(--gold-dark);font-weight:650;text-underline-offset:4px}.form{padding:28px;background:#fff;border:1px solid var(--line);border-radius:14px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 15px}.field{display:flex;flex-direction:column;gap:7px;min-width:0}.field.full{grid-column:1/-1}.field label{font-size:14px;line-height:1.5;font-weight:650}.field label span{color:#bc3028}.field input,.field select,.field textarea{border:1px solid #dfe7e9;border-radius:7px;background:#fff;color:var(--ink);width:100%;padding:12px;font-size:14px;min-height:45px}.field textarea{min-height:95px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid #b8996870;outline-offset:2px}.field .button{width:100%}.form-note{font-size:14px;line-height:1.6;color:var(--muted);margin:7px 0 0}.form-note a{text-underline-offset:3px}.form-status{font-size:14px;line-height:1.6;margin:7px 0 0;overflow-wrap:anywhere;padding:13px;border-radius:7px;background:#f3f6f7}.form-status.success{color:#195763;background:#eff5f6}.form-status.error{color:#9e2420;background:#fff0ee}.trap{position:absolute;left:-10000px;height:1px;width:1px;overflow:hidden}.footer{padding:32px 0;border-top:1px solid var(--line)}.footer-inner{display:flex;justify-content:space-between;align-items:flex-start;gap:45px;font-size:14px;color:var(--muted)}.footer b{font-size:14px;color:var(--navy)}.footer p{max-width:770px;line-height:1.7;margin:8px 0 0}.footer a{white-space:nowrap;text-underline-offset:3px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.policy{padding:58px 0 70px}.policy .wrap{max-width:860px}.policy h1{font-size:36px;margin:18px 0 26px}.policy h2{font-size:21px;margin:30px 0 12px}.policy p,.policy li{font-size:14px;color:var(--muted)}.policy ul{padding-left:22px}.policy .legal{background:var(--paper);padding:22px;border-radius:10px}.policy .legal strong{color:var(--ink)}
@media(max-width:1000px){.hero-grid{gap:30px;grid-template-columns:1.1fr .9fr}.hero-visual{min-height:555px}.documents,.lead-grid{gap:32px}.header nav{gap:20px}.hero-rate{gap:20px}.hero-rate>span{font-size:12px}}
@media(max-width:760px){.header-inner{height:70px}.header nav>a:not(.nav-cta){display:none}.hero{padding:34px 0 38px}.hero-grid{grid-template-columns:1fr;gap:28px}.hero-copy{max-width:560px}.hero-visual{min-height:235px}.hero-visual img{object-position:50% 47%}.visual-caption{left:24px;bottom:66px}.visual-caption b{font-size:23px}.visual-bottom{left:24px;right:24px;bottom:19px}.section{padding:50px 0}.steps{grid-template-columns:1fr;gap:14px;margin-top:25px}.step{padding:22px}.step>span{margin-bottom:14px}.documents,.lead-grid{grid-template-columns:1fr;gap:25px}.rate-card{padding:23px}.rate-top{flex-direction:column;gap:0}.rate-top>span{margin-bottom:16px}.footer-inner{flex-direction:column;gap:18px}.footer a{white-space:normal}}
@media(max-width:480px){.wrap{padding:0 20px}.brand{gap:9px}.brand b{font-size:24px}.brand span{padding-left:9px;font-size:14px;max-width:112px}.header .nav-cta{font-size:10px}.header nav{gap:0}.nav-cta span{margin-left:4px}.hero{padding-top:28px}.eyebrow{font-size:14px;letter-spacing:.12em}.hero h1{font-size:32px}.hero-rate{margin:20px 0 12px;gap:20px}.hero-rate>strong{font-size:88px}.hero-rate>span{font-size:14px;max-width:155px}.hero-exact{font-size:15px;line-height:1.6;margin:14px 0 17px}.season{padding:12px 13px;font-size:14px;gap:9px}.other-rate{font-size:14px;margin:14px 0 18px}.actions{gap:16px}.actions .button{width:100%}.actions .text-link{font-size:12px}.hero-visual{min-height:210px}.rate-cards{grid-template-columns:1fr;gap:14px}.rate-top{flex-direction:row;gap:12px}.rate-top h3{font-size:14px;max-width:190px}.rate-number{font-size:49px}.example{padding:22px 18px}.example h3{font-size:16px}table{font-size:14px;table-layout:fixed}thead th{font-size:14px;padding-right:8px}tbody th{font-size:14px;padding-right:10px}td small{display:block;margin-left:0;font-size:10px}th,td{padding-top:12px;padding-bottom:12px}.share{gap:10px}.share span{font-size:11px}.form{padding:22px 18px}.form-grid{grid-template-columns:1fr;gap:16px}.field.full{grid-column:auto}.field input,.field select,.field textarea{font-size:16px;min-height:48px}.field label{font-size:11px}.form-note{font-size:11px}.footer p{font-size:11px}.policy h1{font-size:29px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.form-unavailable{padding:16px;margin:0 0 24px;border:1px solid #e2d2b4;border-radius:8px;background:#faf8f1;color:#6b5326;font-size:14px;line-height:1.6}.form-unavailable p{margin:7px 0 0}.form-unavailable a{text-underline-offset:3px}

.hero-scheme{max-width:560px;margin:16px 0 0;font-size:15px;line-height:1.6;color:var(--muted)}.share small{display:block;margin-top:3px;font-size:14px;font-weight:400;color:var(--muted)}
@media(max-width:480px){.hero-scheme{font-size:14px;line-height:1.55;margin-top:14px}.hero-rate{margin-top:17px}.hero-exact{margin:12px 0 15px}.brand span{max-width:105px}.share{align-items:center}}

.audience-grid,.legal-grid{display:grid;gap:22px;margin-top:30px}.audience-grid{grid-template-columns:repeat(2,1fr)}.legal-grid{grid-template-columns:repeat(3,1fr)}.info-card{background:#fff;border:1px solid var(--line);border-radius:13px;padding:28px}.info-card .eyebrow{font-size:14px;letter-spacing:.1em}.info-card h3{font-size:19px;line-height:1.4}.info-card>p:not(.eyebrow){font-size:14px;color:var(--muted);margin:0;line-height:1.75}.source-link{display:block;margin-top:22px;color:var(--gold-dark);font-size:14px;font-weight:650;line-height:1.6;text-underline-offset:4px;overflow-wrap:anywhere}.legal-note{margin-top:24px;border-left:3px solid var(--gold);padding:5px 0 5px 24px;max-width:920px}.legal-note h3{font-size:17px}.legal-note p{font-size:14px;color:var(--muted);line-height:1.75;margin:0}.faq-list{margin-top:30px}.faq-list details{border-top:1px solid var(--line)}.faq-list details:last-child{border-bottom:1px solid var(--line)}.faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:22px;list-style:none;cursor:pointer;padding:22px 0;color:var(--navy);font-size:16px;line-height:1.5;font-weight:650}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";font-size:23px;line-height:1;color:var(--gold-dark);flex:none}.faq-list details[open] summary:after{content:"−"}.faq-list details>div{max-width:930px;padding:0 30px 23px 0;font-size:14px;color:var(--muted);line-height:1.8}.faq-list details>div p{margin:0 0 14px}.faq-list details>div p:last-child{margin-bottom:0}.faq-list a{text-underline-offset:3px;color:var(--gold-dark)}.lead-heading{max-width:870px;margin-bottom:32px}.lead-deliverables{padding:30px;background:var(--navy);color:#ffffffcc;border-radius:14px}.lead-deliverables h3{font-size:22px;color:#fff;margin-bottom:24px}.lead-deliverables ol{padding-left:23px;font-size:14px;line-height:1.8;margin:0}.lead-deliverables li{padding-left:3px;margin-bottom:18px}.lead-deliverables li::marker{color:#d1b38a;font-weight:700}.lead-deliverables .contact{margin-top:26px;color:#ffffffcc}.lead-deliverables .contact a{color:#d1b38a}
@media(max-width:1000px){.legal-grid{grid-template-columns:1fr}.legal-grid .info-card{max-width:none}.lead-grid{gap:26px}}@media(max-width:760px){.audience-grid{grid-template-columns:1fr;gap:16px}.info-card{padding:24px}.info-card h3{font-size:18px}.legal-note{padding-left:18px}.faq-list summary{font-size:15px;padding:20px 0}.faq-list details>div{padding-right:0}.lead-deliverables{padding:26px}.lead-grid{grid-template-columns:1fr}}@media(max-width:480px){.info-card{padding:22px}.faq-list summary{font-size:14px;gap:16px}.lead-deliverables{padding:24px}.lead-deliverables ol{font-size:13px}.lead-heading{margin-bottom:25px}}

.hero-visual.hero-illustration{min-height:0;background:transparent;overflow:visible;border-radius:0;align-self:center}.hero-illustration img{position:static;inset:auto;width:100%;height:auto;object-fit:contain;filter:none;border-radius:14px}.hero-visual.hero-illustration:after{display:none}.illustration-caption{margin:15px 0 0;text-align:center;font-size:18px;line-height:1.35;font-weight:650;color:var(--navy)}
@media(max-width:760px){.hero-visual.hero-illustration{max-width:480px;width:100%;justify-self:center}.illustration-caption{font-size:17px;margin-top:12px}}

:root{--navy:#122e33;--green:#195865;--gold:#6098a3;--gold-dark:#195865;--paper:#f2f6f7;--line:#d7e2e4}body{font-family:Manrope,Inter,system-ui,sans-serif}.tp-header img{position:static;width:204px;height:auto}.commission-cross{padding-block:50px 70px}.commission-cross h2{margin-block:16px}.commission-cross p{margin-block:16px}.commission-cross .text-link{margin-left:24px}.tp-enquiry.shell{width:min(1170px,calc(100% - 40px));margin-inline:auto}.tp-enquiry .tp-two{margin:0}.tp-enquiry h2{font-size:36px}.tp-footer a{white-space:normal}.tp-footer img{width:168px;height:auto}.tp-enquiry .tp-field{font-size:13px}.tp-enquiry .tp-field input,.tp-enquiry .tp-field select,.tp-enquiry .tp-field textarea{font-size:16px}@media(max-width:760px){.tp-header img{width:170px}.commission-cross .text-link{display:block;margin:18px 0 0}.tp-enquiry h2{font-size:29px}}